Description

We are currently seeking a high calibre professional to join our team as an Associate, Portfolio Structuring & Optimisation.

Portfolio Structuring & Optimisation serves as the distribution pillar of CIB Credit and Capital Management (CCM), concentrating on the proactive management of concentration risk, limit caps, and regulatory capital/RWAs within CIB. Its pivotal role is to unlock further capacity, enabling larger originations aimed at boosting wallet share and optimising returns.

In this role you will:

• Assist in all secondary distribution activities, including identifying distribution opportunities and managing the complete execution process, encompassing legal reviews, returns analysis, documentation negotiations, and investor/insurer management.
• Work closely with the GRBs, Product Bankers, CCM and WCR as well as Legal and Compliance teams in managing various NPI, SLS and other distribution leads.
• Support the execution of new securitisation transactions, organise and participate in working groups, and collaborate with internal stakeholders on projects and transactions.
• Monitor and analyse new regulations affecting RWA and credit risk mitigation.
• Manage existing significant risk transfer securitisation transactions, including monitoring portfolio performance, overseeing reference portfolio replenishment, calculating cash flows, and managing Agreed Upon Procedures with third parties.
• Coordinate RWA, ECL, and other system adjustments with Middle Office, Risk and Finance teams.
• Support the development of new risk distribution products and various distribution strategy/governance papers.
• Foster effective working relationships across Regions, Countries, Functions, and Global Businesses.
• Support management information and reporting requirements related to distribution.

To be successful you will need:

• Familiarity with credit risk mitigation techniques, including credit insurance, and credit derivatives, securitisations as well as loan products.
• Background in Banking/Structured Finance, Markets, or Credit Portfolio Management.
• Understanding of banking regulations, particularly capital treatments and securitisation regulations.
• Excellent problem-solving, organisational, and analytical skills.
• Strong quantitative skills, with proficiency in complex Excel files and financial model building.
• Exceptional written and verbal communication and presentation skills.
• Proficient in organisational and project management skills, with a strong capacity for multitasking.
• Strong communication and interpersonal skills, with the ability to influence and collaborate effectively across all levels of the organization.

Opening up a world of opportunity
http://www.hsbc.com/careers

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by The Hongkong and Shanghai Banking Corporation Limited.

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